Insurance companies have a responsibility to claimants following a car accident. One of those responsibilities is to perform a fair and timely investigation to help get you the money you need for your damages, allowing you to move forward in the most effective manner possible.
Unfortunately, with insurance companies looking out for their own profits, they often ignore their responsibilities to you. Because of this, you should know your rights to move forward when insurance adjusters delay their investigations.
How Your Claim is Delayed
Part of the process is an investigation of your damages and medical records to determine how much compensation you may be able to recover. To delay a claim, insurance adjusters may not perform a thorough review of your damages, and you may need to get a second opinion.
The insurance adjuster may offer you a reduced settlement in an effort to get you to accept less. However, they may allow time for negotiation, so you come back with another amount that you need. Unfortunately, this can increase the amount of time it takes to get the claim figured out.
Why Your Claim is Delayed
Insurance companies know that the time after an accident can prove to be some of the most difficult. You are dealing with your physical injuries, and you may have mounting medical bills that you need to pay. This is a vulnerable time for you.
Insurance companies hope that because you need the money, you may accept whatever settlement offer they give you. If you need money, getting it quickly is a tempting option, but it may not always be what’s best for you.
At Pringle & Herigstad, P.C., we’ll work to help you understand your rights and options. Our North Dakota car accident attorneys will work with you every step of the way. Let us help you pursue the maximum compensation you deserve.
Call our firm today at (855) 245-5100 to discuss your potential case.