Last winter, one of our clients experienced a minor crash on a frosty Fargo morning. The roads were slick, visibility was poor, and a routine trip to the grocery store quickly spiraled into a stress-fest. Thankfully, everyone walked away with mild injuries—but the aftermath taught our client how vital it is to be prepared. If you ever find yourself in a similar situation on the streets of Fargo, here’s what our Fargo, ND car accident attorneys have to say about protecting your well-being, your wallet, and your legal rights.
Make Sure Everyone Is Safe
Safety first. If you’re in a collision, pause and check whether you or your passengers have any injuries. Even a mild fender bender can cause strain on your neck or shoulders. If someone is seriously hurt or unconscious, call 911 right away. When possible, move your vehicle to a safer spot, like a nearby shoulder, so you’re not blocking traffic on busy roads such as I-94 or Main Avenue. If the car won’t budge, switch on your hazard lights and stay inside unless it’s dangerous to do so.
Pro Tip: Adrenaline often masks pain, so even if you feel “fine,” it’s smart to remain cautious and consider a medical evaluation.
Call 911
In North Dakota, you’re legally obligated to report an accident to the police if injuries, fatalities, or property damage exceeding $1,000 occur. Even in seemingly small incidents, I’ve found it helpful to have that official police report on file—especially for insurance purposes. When the officers arrive, keep your statements factual. It can be tempting to apologize, but simple words like “I’m sorry” may be interpreted as admitting fault. Let the professionals document the scene thoroughly.
Capture the Details
When you’re safely off the road, take a moment to gather evidence. This step can be crucial if your insurance claim ends up being disputed. You might:
- Snap Photos: Include damage to all vehicles, visible injuries, license plates, and any relevant traffic signals or signs.
- Document Weather & Road Conditions: Fargo winters often mean slippery, snow-packed roads. Note if there was black ice, poor visibility, or other factors.
- Speak with Witnesses: If a bystander saw the crash, politely ask for their name and contact info.
- Exchange Information: Share insurance and driver’s license details with others involved in the accident.
A few minutes spent collecting these details can save you a headache later on.
Think Before You Speak
Accidents are stressful and can leave you feeling rattled. However, caution is key: blurting out “I didn’t see you coming!” or “I’m so sorry!” might be construed as assigning blame to yourself. If you’re uncertain about any part of the incident, it’s okay to admit you’re not sure. Stick to clear facts like the direction you were traveling and the posted speed limit rather than speculating or guessing.
Seek Medical Attention
Some injuries—like internal bleeding or concussions—don’t show up immediately. Before you write off an accident as “no big deal,” go see a healthcare professional who can spot potential issues early. This not only protects your health but also helps establish medical records should you need them for an insurance claim. Make sure to save receipts, doctor’s notes, and details about any medications or physical therapy.
Promptly Notify Your Insurance Company
Most insurance policies require that you report an accident as soon as you can. However, be mindful about giving recorded statements or agreeing to a quick settlement before fully understanding your situation. Insurance adjusters sometimes attempt to minimize payouts. If you’re facing expensive medical bills or property damage, speak with an attorney first to ensure you don’t accept an offer that’s too low.
Consider Talking to a Car Accident Attorney in Fargo
If you’re dealing with injuries or a complicated insurance dispute, it may be time to connect with a lawyer. A reputable car accident attorney will guide you through negotiations, help gather evidence, and work to secure fair compensation for medical expenses, missed work, and the emotional toll of the crash. Whether the other driver was texting, speeding, or otherwise negligent, you don’t have to navigate this alone.
At Pringle & Herigstad, P.C., our team has years of experience serving clients across North Dakota, including right here in Fargo. We understand how local weather, road conditions, and insurance regulations can affect your case. More importantly, we’re here to fight for the recovery you deserve.
Reach Out to Pringle & Herigstad, P.C. Today
A car accident can upend your life in a split second, but you don’t have to go through the aftermath on your own. If you’ve been injured or are stuck in an insurance battle, contact Pringle & Herigstad, P.C. for a free consultation.
